Savings mortgage at 10%

Get a 5-year mortgage on preferential terms as part of the social project “Accumulative Mortgage” from Eldik Bank and GIK

How to get a mortgage?

A citizen of the Kyrgyz Republic must register on the portal of the State Mortgage Company.

After approval of the application, you need to open a savings deposit in a bank or open an account online through the website here.

Next, accumulate a down payment of 30% of the value of the property over a period of 6 or more months.

As soon as the amount has been accumulated, the client can reserve an apartment and enter into a Share Participation Agreement with the GIK.

Next, the bank issues the participant a preferential loan at 10% per annum for 5 years. The loan amount is 20% of the cost of housing. Without supporting documents of source of income and without collateral.

Having issued a loan from a bank, the client receives a previously reserved apartment and pays for it to the state mortgage company for 15 years at a preferential rate of 8% per annum.

Citizens of the Kyrgyz Republic, both living in the country and working abroad, can participate in this program.

For detailed information, you can contact the bank’s contact center at 9111.