Apply for "Tez Overdraft" in the Eldik mobile app
💳 Tez Overdraft – Quick Access to Cash via the ELDIK Mobile Bank!
What is an Overdraft?
An overdraft is a convenient financial service that allows you to make payments even when there are insufficient funds in your account. Available through the ELDIK mobile banking app, it can be obtained without collateral or additional fees.
Benefits of Tez Overdraft:
✔ Available limit – up to 1 monthly salary (but no more than 100,000 KGS)
✔ Flexible repayment period – up to 12 months
✔ 30-day grace period – use funds without interest charges
✔ Minimal interest rate – 0.06% per day (22% annually)
✔ Automatic repayment – debts are repaid from incoming funds
✔ Fully online application – no need to visit a bank
How to Get Tez Overdraft?
📌 Step 1. Open the ELDIK mobile app and go to the "Apply for a Loan" section
📌 Step 2. If you have a salary card (Elkart), the application is generated automatically
📌 Step 3. Confirm your agreement with the offer terms and enter the SMS code
📌 Step 4. Funds are instantly credited to your card, ready for use!
Repayment Terms:
💰 Debt is automatically repaid from incoming funds (salary, transfers, etc.)
💰 The principal amount is repaid in equal monthly installments
💰 To renew the grace period, the full debt must be paid off, and you must wait for the next business day
Who Can Apply?
🔹 Holders of salary cards (Elkart) linked to ELDIK mobile banking
🔹 Customers with a positive credit history
🔹 Individuals with a stable income sufficient for repayment
👉 Apply now via the ELDIK mobile bank and get instant access to cash! 🚀
