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Cumulative mortgage - GIK

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Residential address and registration
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Deposit term (in months)

Amount of the first payment on the deposit (soms)

Approximate cost of purchased housing

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Savings mortgage is your convenient path to your dream home

Our Savings Mortgage product is designed to help you save for a down payment to purchase a home. With its help, you can accumulate gradually by paying convenient fixed contributions.

How does this work:

  • Estimated house price: You choose the house price, for example, 4,000,000 som.
  • Savings goal:You need to save 30% of the house price, which in this case is 1,200,000 som.
  • Down payment: An initial minimum payment is made first, for example, 10,000 som.
  • savingsMortgage.mortgage_info_savings: The remaining amount will be paid over 24 months, which will be approximately 49,583 som per month.

This is a convenient and structured way to save for a down payment so you can start your journey toward owning your own home.