individual
legal

Deposit period

Under 18 years old

Rate

up to 11% per annum

Deposit currency

KGS, USD

Minimum initial deposit amount

5000 soms / 100 US dollars

Minimum refill amount

1000 soms / 20 US dollars

Interest accrual

Daily, with annual capitalization

Deposit "Balakai" - children

Only from 01 to 30 June 2023 the amount of the initial payment on the children's deposit "Balakai" reduced by 10 times!

- 500 soms instead of 5 000 soms

- 10 USD instead of 100 USD. U.S.

Taking care of kids: open deposit for 18 years - the most long-term and the most advantageous child deposit in Kyrgyzstan - "Balakai" deposit!

You have a newborn baby? You can already provide for his/her future! You can open the Balakai deposit for 18 years - no one has ever done such a thing! We suggest you start saving for your child's future with an initial amount of 5,000 KGS or $100 US dollars.

You can always increase the amount of the deposit - the minimum additional contribution at any time should be 1,000 KGS (or USD 20).

How to open a deposit?

01

Come to the nearest Eldik Bank branch with your passport

02

Make a children's deposit "Balakai"

Interest rates on deposits

Deposit termsYearlyEffective
3 years9.00%9.80%
4 years9.50%10.90%
5 years10.00%12.20%
5+11.00%14.50%

*In case of early termination of the contract, recalculation of interest at the demand rate

Deposit protection

The "Eldik Bank" OJSC is a member of the system for protection of individuals' deposits in the Kyrgyz Republic.
The system for protection of individuals' deposits in the Kyrgyz Republic is intended to protect rights and legal interests of depositors of Kyrgyz banks, strengthen confidence in the banking system and stimulate attraction of population's savings to the banking system.
The establishment and functioning of the system is regulated by the Law "On Protection of Bank Deposits" according to which the amount of compensation to depositors is fixed at the level of 1 million soms.
The "Eldik Bank" OJSC has conducted all preparations stipulated by the legislation for joining the system and was one of the first banks in Kyrgyzstan to receive a certificate of participation in the deposit protection system.

Calculate deposit

from-100
till-1 150 000
from-3 Year
till-18 Year
Accrued Interest

12.00

Payout percentage
4.00%

An example of calculating the interest rate is for informational purposes only and is not a public offer